FY 2026-27 mein tax-free annual salary limit Rs 600,000 hai (yaani Rs 50,000/month). Is se kam earn karne walon par koi income tax nahi banta.
Ji haan — Budget 2026-27 mein high-income earners par lagaya gaya surcharge completely remove kar diya gaya hai.
Filer woh hai jo har saal FBR ko income tax return file karta hai aur Active Taxpayer List (ATL) mein appear karta hai. Filers ko bank transactions, property, vehicles aur withholding par kam tax rates milte hain. Non-filers ko har transaction par double ya zyada withholding bharna parta hai.
Agar aap ki annual income Rs 600,000 se zyada hai, ya aap export remittances receive karte hain, to FBR registration aur annual return file karna lazmi hai. Registered freelancers ko export concessions aur filer benefits dono milte hain.
Rs 100,000/month yaani Rs 1,200,000/year — FY 2026-27 slab ke mutabiq tax sirf Rs 6,000/year ya approx Rs 500/month banega. (1% of amount exceeding 600,000.)
Naye FY 2026-27 rates 1 July 2026 se applicable hain. Employers usi date se naye slabs ke hisab se withholding karenge.
Salaried aur non-corporate individuals ke liye annual income tax return ki deadline 30 September hai. Late filing par penalty aur ATL se removal ho sakti hai.
Budget 2026-27 mein government employees ko 7% salary increase ke saath relatively lower effective tax rates di gayi hain, jis se take-home pay zyada barhi hai.
Pure export-of-services freelancers ko federal sales tax exemption available hai, lekin domestic clients ko service dene par provincial sales tax (PRA/SRB/KPRA) applicable ho sakta hai.
Yeh calculator FBR Budget 2026-27 ke published slabs use karta hai aur sirf estimation ke liye hai. Final liability ke liye apne tax advisor ya FBR Iris portal consult karein.
Rs 50,000/month yaani Rs 600,000/year — yeh bilkul tax-free limit ke andar hai, is liye FY 2026-27 mein aap par zero income tax banta hai aur poori salary take-home milti hai.
Rs 150,000/month yaani Rs 1,800,000/year. Slab ke mutabiq tax = 6,000 + 11% of amount above 1,200,000 = 6,000 + 66,000 = Rs 72,000/year, yaani approx Rs 6,000/month.
Rs 200,000/month yaani Rs 2,400,000/year. Tax = 116,000 + 23% of amount above 2,200,000 = 116,000 + 46,000 = Rs 162,000/year, yaani approx Rs 13,500/month.
Rs 300,000/month yaani Rs 3,600,000/year. Tax = 346,000 + 30% of amount above 3,200,000 = 346,000 + 120,000 = Rs 466,000/year, yaani approx Rs 38,833/month.
Export-of-services regime mein registered filer freelancers foreign remittance par sirf 1% withholding dete hain, jabke non-filers 2%. Domestic clients se income par normal slab rates aur provincial sales tax bhi lag sakta hai.
FBR Iris portal (iris.fbr.gov.pk) par CNIC se register karein, NTN generate karein, phir Income Tax Return aur Wealth Statement forms bharein. Salary certificate, bank statements aur withholding tax details ready rakhein. Deadline 30 September hai.